SAIL Express provides a cost effective way for financial institutions to increase efficiency and simplify auto loan processing. SAIL Express is a hosted solution that resides outside a financial institution’s IT infrastructure. As a result, it is very fast and easy to implement, requires no hardware investment and enables customers to be up and running with their automated lending programs in about 30 days.

SAIL Express is an intuitive and easy to use system which enables financial institutions to approve auto loans within seconds. This flexible system provides infinite options for structuring loan decisioning and approvals, and then automatically processes and communicates that information – which provides a tremendous time savings to staff.

• Streamline and automate application processing
• Instantly deliver loan approvals to dealers and applicants 24X7
• Save time and money while reducing errors, improving productivity and eliminating the need for double entry
• Automate Communication with Dealerships and Systems including DealerTrack, RouteOne and CUDL

Built using leading technology, SAIL Express seamlessly integrates with third-party sources, including the three major credit bureaus, DealerTrack, RouteOne and CUDL. In addition, it enables independent dealerships to easily send financing requests to your institution via the Web. Through the automated passing of data between systems, institutions save time and money by reducing errors, automating manual tasks and eliminating the need for double entry or reconciliation.

• Easy to use browser interface
• Hosted solution
• Protection from hardware obsolescence
  • Lower cost of entry
  • Security
  • SAS70 Type 2
  • Redundancy, disaster recovery included
  • Pay only for what you use
• Automated credit checking and dealer response generation
• Fast application look up history
• Infinite options for structuring auto loan decisioning and approvals
• Sophisticated, flexible and easy to use reports
• Intuitive dashboards for snapshot views
• Seamless integration with:
  • Experian, Equifax and TransUnion
  • DealerTrack, RouteOne and CUDL
  • NADA Guides and Kelley Blue Book
  • Auto Financial Group (for balloon loans)
  • Lenders Protection
  • And more...
• Core system integration
• Roles-based security features
• Browser based technology is fast and easy to implement, train and maintain
• Flexible architecture can be tailored to your processes
• Intuitively designed so non-technical users can act as administrators