Teres Solutions, Inc.

SAIL Indirect

SAIL Direct

SAIL Express

SAIL Portal

Did you know?

SAIL customers have DOUBLED the number of loans reviewed, approved and funded per month while reducing loan delinquency -- with the same number of staff.

Elizabeth Newman
Credit Union of Texas

"Since our company has been powered by SAIL's products, our productivity has tripled."

Our customers have saved up to 40 hours per month on time spent preparing month-end reports for dealers, management and board meetings, while increasing the accuracy of the reports.

Automate and Grow with SAIL

Today's financial lending institutions need to be one step ahead of the competition. Gone are the days we relied on cumbersome paper trails for processing loan applications. Enter the age of the Internet, mobile banking and fierce competition. And as the market tightens - institutions needs to process more loans than ever to meet their goals.

Automation is an imperative. Not only is there no longer a need to re-enter data multiple times for different systems - in fact, it's simply not an option. Now, with Teres Solutions, you can automate nearly every function of the loan processing application using intuitive, Web-based software.

Teres' SAIL® (Software Application for Integrated Lending) is a comprehensive direct and indirect lending platform with products that enable customers to:

Provide consistent, profitable multi-channel lending
reduce costs and increase revenues by streamlining the loan application process;
enhancing loan tracking and reporting capabilities;
actively manage relationships with automobile dealerships, members, and clients;
cross-sell and access new channels.

At every point in the process, we automate loan origination thereby increasing loan volume and income.

Automate Decisions, Report in Real-Time, Improve Yields.

Benefits of SAIL

Eliminates paper and duplicate data entry
Cost effectively increase number of applications processed without adding staff
Increase staff productivity and yields through acquisition of new members and cross-selling
Increase staff productivity and satisfaction
Improved consistency for underwriting loans from online and offline channels
Intuitive to use

Features and Technology

Automatically pulls credit reports and automate lending decisions with pre-defined criteria
Centralized loan tracking and reviews
Generates reports on dealer reserves, loan amortizations, loan yields, loan delinquencies, dealer production, departmental production and many more.
Uses Crystal Reports® for custom reporting.
Software can reside at institution or be hosted ASP service.
Bi-directional, real-time integration with several core systems.
Intuitive and consistent users interface across all direct, indirect and add-on solutions
Flexible architecture and ability to support multiple platforms & core systems